For first-time homebuyers, EastRise Credit Union offers the H.O.M.E. (Home Ownership Made Easier) program to make the process a little less stressful, including 3% down payment assistance and possibly discounted or lender-paid private mortgage insurance (PMI). The down payment assistance is offered as a 0% interest, no-payment second mortgage. The program is available for the purchase of single-family homes, condos, or mobile homes, as well as two-unit properties. Income/asset limits apply.
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