1. No down payment—One of the most valuable and touted benefits, and for good reason. Saving enough for a down payment can be the biggest obstacle to buying a home. But a VA loan eliminates that roadblock. In most cases, qualified VA buyers don’t have a down payment requirement. A VA purchase transaction still requires closing costs and [...]

If you’ve lived through even one winter in northern Vermont, you know the drill: early sunsets, snowbanks taller than your car, and that stubborn layer of ice that refuses to melt until April. So when homeowners ask me, “Is it even worth listing my place this time of year?” my answer is always the same: Yes, if you do it [...]